Occupational Therapist Salary After Tax
Occupational therapists help patients develop or recover skills for daily living and work. The national average salary for a occupational therapist is $88,000/year. After taxes, take-home ranges from $70,294 (Texas, no state tax) to $65,972 (California). 2025 tax rates.
Tax Breakdown — $88,000 (National Average)
Gross Salary | $88,000 |
Federal Income Tax 12.5% effective | -$10,974 |
State Income Tax 0.0% effective | -$0 |
Social Security (6.2%) | -$5,456 |
Medicare (1.45%) | -$1,276 |
Total Deductions 20.1% total rate | -$17,706 |
Take-Home Pay (Annual) | $70,294 |
Shown for Texas (no state income tax). Select a state below for state-specific numbers.
Occupational Therapist Take-Home by State
| State | Take Home | Rate |
|---|---|---|
| California | $65,972 | 25.0% |
| Texas | $70,294 | 20.1% |
| New York | $66,044 | 24.9% |
| Florida | $70,294 | 20.1% |
| Washington | $70,294 | 20.1% |
| Colorado | $66,422 | 24.5% |
| Illinois | $65,938 | 25.1% |
| Pennsylvania | $67,592 | 23.2% |
| Ohio | $68,590 | 22.1% |
| Georgia | $65,542 | 25.5% |
All 50 States + DC
| State | Take Home |
|---|---|
| Alabama | $66,084 |
| Alaska | $70,294 |
| Arizona | $68,094 |
| Arkansas | $66,411 |
| California | $65,972 |
| Colorado | $66,422 |
| Connecticut | $66,204 |
| Delaware | $65,717 |
| Florida | $70,294 |
| Georgia | $65,542 |
| Hawaii | $63,962 |
| Idaho | $65,190 |
| Illinois | $65,938 |
| Indiana | $67,610 |
| Iowa | $65,278 |
| Kansas | $65,935 |
| Kentucky | $66,774 |
| Louisiana | $67,327 |
| Maine | $65,540 |
| Maryland | $66,288 |
| Massachusetts | $65,894 |
| Michigan | $66,554 |
| Minnesota | $65,761 |
| Mississippi | $66,158 |
| Missouri | $66,923 |
| Montana | $66,209 |
| Nebraska | $65,929 |
| Nevada | $70,294 |
| New Hampshire | $70,294 |
| New Jersey | $66,815 |
| New Mexico | $66,977 |
| New York | $66,044 |
| North Carolina | $66,334 |
| North Dakota | $68,094 |
| Ohio | $68,590 |
| Oklahoma | $66,604 |
| Oregon | $64,920 |
| Pennsylvania | $67,592 |
| Rhode Island | $67,390 |
| South Carolina | $65,818 |
| South Dakota | $70,294 |
| Tennessee | $70,294 |
| Texas | $70,294 |
| Utah | $66,290 |
| Vermont | $66,424 |
| Virginia | $65,980 |
| Washington | $70,294 |
| West Virginia | $65,699 |
| Wisconsin | $66,690 |
| Wyoming | $70,294 |
| District of Columbia | $65,655 |
How Much Does a Occupational Therapist Take Home?
The average occupational therapist salary of $88,000 translates to $5,858/month before state taxes. Federal taxes and FICA deductions total $17,706, giving an effective federal+FICA rate of 20.1%.
In a no-income-tax state like Texas or Florida, your bi-weekly paycheck would be $2,704 (26 paychecks/year). In California, that drops to $2,537 per paycheck due to additional state income tax.
At $88,000/year, the hourly equivalent is $33.80/hour after taxes (based on 2,080 work hours/year in a no-tax state).
Calculate Your Exact Take-Home
Gross Salary | $88,000 |
Federal Income Tax 12.5% effective | -$10,974 |
State Income Tax 4.9% effective | -$4,322 |
Social Security (6.2%) | -$5,456 |
Medicare (1.45%) | -$1,276 |
Total Deductions 25.0% total rate | -$22,028 |
Take-Home Pay (Annual) | $65,972 |